Introduction to King Sun Life Insurance Company Limited (Malaysia)
Exclusively for US dollar insurance products, which can be purchased by global customers
King Sun Life Insurance Company Limited is an international insurance company approved by the Labuan Financial Services Authority (Labuan FSA) and subject to strict management. Providing term life insurance, investment insurance and other U.S. dollar products to global customers, and providing excellent customer service, we will win a leading position in the international financial market.
Relying on Group resources and the advantages of strong shareholders
Through its parent company, King Sun Holdings Co., Ltd. to wholly own King Sun Securities Co., Ltd. with Hong Kong Securities & Futures No. 9 Asset Management licence, King Sun Property & Casualty Insurance Limited of Malaysia (under preparation), King Sun Trust Limited of Cook Islands, etc., all resources of subsidiaries and the advantages of strong shareholders can help customers resist risks and plan wealth through the link of "Finance + Services".
King Sun Holdings Co., Ltd. (hereinafter referred to as King Sun Holdings) is mainly engaged in the investment and operation of large-scale environmentally friendly power plants and energy storage power stations, petroleum and mining, high-tech industries and financial industries. King Sun Holdings wholly owns four major subsidiaries: King Sun Power Co., Ltd. (hereinafter referred to as King Sun Power), King Sun Petroleum Co., Ltd. (hereinafter referred to as King Sun Petroleum), King Sun Technology Co., Ltd. (hereinafter referred to as King Sun Technology) and King Sun Finance Co., Ltd. (hereinafter referred to as King Sun Finance). Among them: (1) King Sun Power has a total installed capacity of about 20,000MW of large-scale environmentally friendly power plants in operation and under construction (including those approved by government and included in government key project planning, etc.), developing as a large-scale multinational power group. In particular, after years of careful operation, China King Sun Power Holding Group Co., Ltd., a subsidiary of King Sun Power, has now become one of China's largest power groups and is quite well-known in the industry. (2) King Sun Petroleum has started to invest in oil fields in North America, investment in coal mines and other minerals in Australia, Indonesia, Africa, and large-scale power plants are also the main investment direction of King Sun Petroleum. (3) King Sun Technology invested in Guangdong King Sun Gangneng Fuel Materials Co., Ltd., being the world's largest coal-water slurry preparation plant, has been actively invested in research and development and obtained several patents since their operation from year 2006. King Sun Technology has been commended by government for their Coal water slurry manufacturing, storage, transportation, and combustion technology，Guangdong King Sun Gangneng Fuel Materials Co., Ltd. has developed to be a large-scale manufacturing enterprise in Guangdong Province, and has been rated as one of the top 500 manufacturing enterprises in Guangdong Province in 2025 by relevant departments of the Guangdong Provincial Government. Energy storage, hydrogen energy, and power AI are the future investment priorities of King Sun Technology, the development and construction of China King Sun (Qingyuan) Innovation and Technology Industrial Park is a large-scale investment project based on this of King Sun Technology. (4) King Sun Finance owns banks, insurance companies, securities companies, trust companies, financial leasing companies and small loan companies.
Focusing on "Life, Wealth, Investment" and other fields, we will continue to enrich product supply to ensure product advantages such as comprehensiveness and continuous innovation, interpreting the profound connotation of "good products, in King Sun". The company's products will be sold through personal insurance, bancassurance, and group insurance. Sales are carried out through multiple channels such as, telemarketing, and intermediary platforms, and we are committed to providing customers with diversified insurance protection.
Create digital intelligence and AI service system
King Sun Life will continue to build a digital intelligence and AI service system, build "Cloud Compensation, Quick Compensation, Direct Compensation" to provide customers with convenient claims services, build a self-built dual-entry system and launch an automatic return visit robot system, and continue to strengthen "Digital Insurance" Development momentum.
Establish a service platform for high net worth clients
King Sun Life will establish a high-net-worth customer platform as its core business, and will formulate highly targeted term life insurance, investment insurance and other products as well as wealth planning, and is committed to helping members of society who are rapidly accumulating to achieve the effects of wealth appreciation, preservation and inheritance. Through its deep understanding of the high-net-worth market, King Sun Life has established an orderly service system for high-net-worth individuals in multiple fields such as elite education, high-end medical care, and quality life. At the same time, a family office service platform was launched at the group level. Enable high-net-worth customers to receive the high-quality services featured by King Sun.
Term life insurance and investment dollar products will be the core products of King Sun Life in the future
What is particularly worth mentioning is that King Sun Life has cooperated with the group's trust companies and top international asset managers to design medium- and long-term investment insurance products specifically for investors, such as IUL (Indexed Universal Life Insurance). IUL is an insurance product that combines life insurance protection with investment appreciation opportunities. Unlike traditional universal life insurance, IUL cash growth value growth is determined in part based on the performance of a specific stock index, such as the S&P 500 Index.
The advantages of IUL are
1. It has high investment potential. By being linked to the stock market index, IUL has the opportunity to achieve higher returns than traditional fixed-rate insurance;
2. It has high transparency and flexibility and can be adjusted according to economic conditions and personal needs. Premium and insured amount; 3. There is downside protection, even if the stock market falls, the cash value will not decrease, achieving zero cash loss.
4. It can save taxes. The death insurance provided by IUL is generally tax-free and can provide financial security for the beneficiaries.
King Sun Life will provide industry-leading all-round open network platform services, allowing global investors to independently manage their investment products.
Most of the management team members are elites in the insurance industry
King Sun Life brings together a group of insurance industry elites and international big names, who come from top international insurance companies such as AIA Insurance, Prudential Insurance, Allianz Insurance, and Metlife Insurance, to form King Sun Life's top operations team to provide global customers with Top notch service.
