Introduction to King Sun Life Insurance Company Limited (Malaysia)
Exclusively for US dollar insurance products, which can be purchased by global customers
King Sun Life Insurance Company Limited is an international insurance company approved by the Labuan Financial Services Authority (Labuan FSA) and subject to strict management. Providing term life insurance, investment insurance and other U.S. dollar products to global customers, and providing excellent customer service, we will win a leading position in the international financial market.
Relying on Group resources and the advantages of strong shareholders
King Sun Life uses its parent company, China King Sun Finance Holdings Group Co., Ltd. to wholly own King Sun Securities Co., Ltd. with Hong Kong Securities & Futures No. 9 Asset Management licence, King Sun Property & Casualty Insurance Limited of Malaysia Co., Ltd. (under preparation), King Sun Trust Limited of Cook Islands, etc. The resources of subsidiaries and the advantages of strong shareholders can help customers resist risks and plan wealth through the link of "Finance + Services". Focusing on "Life, Wealth, Investment" and other fields, we will continue to enrich product supply to ensure product advantages such as comprehensiveness and continuous innovation, interpreting the profound connotation of "good products, in King Sun". The company's products will be sold through personal insurance, bancassurance, and group insurance. Sales are carried out through multiple channels such as, telemarketing, and intermediary platforms, and we are committed to providing customers with diversified insurance protection.
Create digital intelligence and AI service system
King Sun Life will continue to build a digital intelligence and AI service system, build "Cloud Compensation, Quick Compensation, Direct Compensation" to provide customers with convenient claims services, build a self-built dual-entry system and launch an automatic return visit robot system, and continue to strengthen "Digital Insurance" Development momentum.
Establish a service platform for high net worth clients
King Sun Life will establish a high-net-worth customer platform as its core business, and will formulate highly targeted term life insurance, investment insurance and other products as well as wealth planning, and is committed to helping members of society who are rapidly accumulating to achieve the effects of wealth appreciation, preservation and inheritance. Through its deep understanding of the high-net-worth market, King Sun Life has established an orderly service system for high-net-worth individuals in multiple fields such as elite education, high-end medical care, and quality life. At the same time, a family office service platform was launched at the group level. Enable high-net-worth customers to receive the high-quality services featured by King Sun.
Term life insurance and investment dollar products will be the core products of King Sun Life in the future
What is particularly worth mentioning is that King Sun Life has cooperated with the group's trust companies and top international asset managers to design medium- and long-term investment insurance products specifically for investors, such as IUL (Indexed Universal Life Insurance). IUL is an insurance product that combines life insurance protection with investment appreciation opportunities. Unlike traditional universal life insurance, IUL cash growth value growth is determined in part based on the performance of a specific stock index, such as the S&P 500 Index.
The advantages of IUL are
1. It has high investment potential. By being linked to the stock market index, IUL has the opportunity to achieve higher returns than traditional fixed-rate insurance;
2. It has high transparency and flexibility and can be adjusted according to economic conditions and personal needs. Premium and insured amount; 3. There is downside protection, even if the stock market falls, the cash value will not decrease, achieving zero cash loss.
4. It can save taxes. The death insurance provided by IUL is generally tax-free and can provide financial security for the beneficiaries.
King Sun Life will provide industry-leading all-round open network platform services, allowing global investors to independently manage their investment products.
Most of the management team members are elites in the insurance industry
King Sun Life brings together a group of insurance industry elites and international big names, who come from top international insurance companies such as AIA Insurance, Prudential Insurance, Allianz Insurance, and Metlife Insurance, to form King Sun Life's top operations team to provide global customers with Top notch service.
